Malta has emerged as a premier jurisdiction for establishing family offices, offering a robust, flexible and EU-compliant environment for high-networth individuals and families. With a unique blend of regulatory clarity, tax efficiency and bespoke structuring options, Malta is the ideal base for wealth management, legacy planning and cross-border investment.

Key Benefits for Global Families and Investors:

Tailored Structures for Every Family:

• Single-Family Offices (SFOs): Purpose-built for individual families, SFOs offer highly customized services, ideal for managing complex wealth and intergenerational planning.
• Multi-Family Offices (MFOs): Designed to serve multiple unrelated families, MFOs provide cost-effective solutions through shared infrastructure, governance, and advisory services.

Flexible Regulatory Framework:

Malta's legal and regulatory ecosystem supports a hybrid approach, allowing families to combine:

• Regulated entities such as licensed trustees, foundations, and investment firms
• Unregulated components like holding companies, finance vehicles, and securitization structures

This flexibility enables families to tailor their setup to specific operational, investment, and governance goals

Recent Regulatory Enhancements:

The Malta Financial Services Authority (MFSA) has introduced key reforms to streamline family office establishment:

• Notified Professional Investor Funds (NPIF): Simplified setup for family investment vehicles, with exclusive use for family wealth and no external fundraising.
• Trustees of Family Trusts Framework: Clear definitions and eligibility criteria for family office vehicles.
• AML Compliance: At least one subject person is required under AML rules, ensuring transparency and regulatory alignment.

Exclusive Investment Vehicles:

NPIFs are designed exclusively for family wealth management:

• Minimum investment: €5 million
• Investor eligibility: Families with at least €50 million in total assets
• No third-party fundraising, ensuring full control and confidentiality

Licensing for Multi-Family Offices:

MFOs engaging in regulated activities including investment management, financial advisory or trustee services must obtain full MFSA authorization. Our team provides comprehensive support throughout the licensing process, ensuring compliance and operational readiness.

Strategic Advantages of Malta:

• EU Membership: Full access to the European market and regulatory passporting
• Attractive Tax Regime: No wealth, inheritance or capital gains taxes; effective 5% corporate tax rate; extensive double tax treaty network
• Legal Expertise: English-speaking professionals and a legal system blending civil and common law traditions
• Regulatory Innovation: The MFSA is known for its collaborative, forward-thinking approach to financial services

Your Partner in Malta

As a licensed multi-family office operating through our Private Clients Department, we bridge the gap between regulatory compliance and strategic growth. From licensing and structuring to tax planning and governance, we offer a full suite of services tailored to the needs of global families.