RESIDENCE & RELOCATION
Welcome to our Residency & Citizenship Solutions
Looking to strategically expand your global horizons and build a more secure future?
Unlock new opportunities and safeguard your future with our carefully curated selection of European residency programs. Designed for discerning High Net Worth Individuals and their families, these solutions offer exceptional benefits, from lifestyle flexibility to long-term security.
Whether you’re drawn to Malta’s attractive residency options, Portugal’s versatile Golden Visa, Bulgaria’s immediate permanent residency, Italy’s innovative flat tax regime, Hungary’s strategic investor pathways or Cyprus’s dual residency offerings, European residency programs provide a gateway to Europe tailored to your personal and financial objectives.
From Malta’s and Portugal’s Golden Visas to Hungary’s investor-friendly program, Bulgaria’s fast-track permanent residency, Italy’s tax-efficient relocation solutions and Cyprus’s investment-based residency options, European residency programs are designed for global families seeking long-term EU access. Enjoy visa-free travel across the Schengen Zone, minimal stay requirements and streamlined application processes, all backed by legal certainty and lifestyle freedom in Europe’s most desirable destinations.
Comparing Italy, Hungary, Malta, Portugal, Cyprus, Bulgaria and Gibraltar for Your Next Move?
| Feature | Italy’s Flat Tax Regime | Hungary’s Golden Visa | Malta Permanent Residence Programme | Portugal Golden Visa | Bulgaria Golden Visa | Cyprus Investment Residency | Cyprus Pink Slip | Gibraltar Residency (Cat 2 & HEPSS) | Gibraltar Self-Sufficiency Residency |
|---|---|---|---|---|---|---|---|---|---|
| Primary Goal | Global tax optimization for investors and business owners | European residency for capital preservation and mobility | Permanent EU residency for non-EU nationals through investment and family inclusion | Flexible residency with a path to EU citizenship | Immediate EU permanent residency with a route to citizenship | Fast-track permanent residency through real estate or business investment | Extended stay in Cyprus for non-EU nationals without employment | Tax optimization and residency for HNWIs or senior executives | Residency for financially independent individuals without local employment |
| Investment Amount | €300,000 flat tax on all foreign income regardless of amount | €250,000 investment in a real estate fund OR €1,000,000 donation to a Hungarian university | €375,000 property purchase or €14,000/year lease + €60,000 admin fee + €37,000 contribution + €2,000 donation (+ €7,500 per adult dependant) | €500,000 in funds, €250,000 in cultural donations, or €500,000 in research/startups | €512,000 in a government-approved investment fund | €300,000+VAT in real estate, company shares, or investment funds | €10,000 bank deposit + €2,000/month income from abroad | No fixed investment; Cat 2 requires £5M net worth (raised from £2M net worth and property lease/purchase | No fixed investment; proof of funds and private medical insurance; register with Department of Income Tax |
| Duration of Benefit/Visa | Up to 15 years | 10-year renewable residence permit | Permanent residency (lifetime); residence card renewable every 5 years | 5-year renewable residence permit | Permanent residency (Lifetime, with renewals every 5 years for ID card) | Permanent residency from day one (lifetime, with renewals) | 1-year renewable temporary residence permit | Indefinite (subject to continued compliance and renewals as required) | Renewable residence status via Civilian Registration Card (validity as issued by CSRO) |
| Family Inclusion | Family members can be added for an additional €50,000 each | Family members can be included | Spouse, children, parents, and grandparents (with proof of dependency) | Spouse, children, and dependent parents included | Spouse, children, and parents eligible for residency | Spouse, children under 18 and adult children (18–25) if studying abroad | Spouse and children under 18 | Yes, family can be included under same certificate | Spouse and dependants may be included subject to proof of means and insurance |
| Residency Requirement | Requires relocation to Italy to benefit from the tax regime | No requirement to live in Hungary, speak the language or meet any stay requirements | No physical stay requirement | Only 7 days/year required in Portugal | No residency requirement | No physical stay required | Cannot be absent from Cyprus for more than 3 consecutive months | No minimum stay (30 days/year recommended for tax residency) | No employment permitted; no formal minimum stay specified |
| Schengen Access | Yes, as Italy is an EU member | Yes, visa-free access across 27 EU countries (Schengen Zone) | Yes, visa-free travel within Schengen Area (90 days in 180-day period) | Yes, visa-free travel across 27 EU countries | Yes, visa-free travel within the Schengen Area | Yes | No (Cyprus is in the EU but not in the Schengen Zone) | No (Gibraltar is not in the Schengen Zone; travel depends on nationality) | No (Gibraltar is not in the Schengen Zone; travel depends on nationality) |
| Processing Time | Not specified for the tax regime itself; likely depends on general relocation and tax ruling processes | Final permit processing typically takes 3–4 weeks once the investment is completed, though the full process — from visa issuance through investment completion to card issuance — realistically takes 5–6 months | 4 to 6 months | Approximately 6 months | Approximately 8 months | 6–8 months | 2–4 months | Varies (typically a few weeks to months) | Varies (case-by-case through CSRO) |
| Additional Tax Benefits | No wealth or inheritance tax on foreign assets under this regime. Entrepreneurs can benefit from Italy’s ‘regime forfettario’ (flat 15% or 5% for qualifying new businesses) | N/A (Focused on residency and mobility benefits, not specific tax optimization beyond basic residency) | No automatic tax benefits. MPRP holders are taxed on Maltese income and foreign income only if remitted to Malta, unless resident and domiciled. No worldwide taxation. Tax advice recommended. | IFICI (“NHR 2.0”): 20% flat rate + foreign-income exemption for up to 10 years, but only for qualifying science/tech/innovation professionals — not available to passive investors or retirees since NHR closed in March 2025 | Option to become a Bulgarian tax resident or retain tax residency elsewhere | No tax on foreign income unless resident; income from abroad required | No tax benefits; not intended for tax optimization | No VAT, no inheritance tax, no capital gains tax; Cat 2 annual tax capped; HEPSS annual tax capped | No special tax cap; standard Gibraltar tax rules apply (jurisdiction has no VAT/CGT/inheritance tax) |
| Ideal For | Family offices, global entrepreneurs and private investors seeking to consolidate operations in a stable, EU-aligned jurisdiction with favorable tax treatment | Investors seeking a European foothold without operational obligations, for portfolio diversification, geopolitical hedging, or future-proofing family mobility | High-net-worth individuals seeking stable EU residency with family inclusion and mobility | Investors seeking EU access, lifestyle benefits, and eventual citizenship | Investors seeking straightforward and cost-effective residency-by-investment programs in Europe | Investors seeking secure EU PR with citizenship path and family benefits | Retirees, remote earners, or long-term visitors seeking extended EU stay | HNWIs seeking tax efficiency or executives with specialist skills | Retirees, remote income earners, financially independent individuals seeking a simple Gibraltar base |